Fundamentos financieros para emprendedores

Durante este taller, los participantes aprenderán los fundamentos financieros que necesitan para iniciar y administrar un negocio de manera responsable. Hablaremos sobre la relación entre las finanzas personales y empresariales, la importancia del crédito y la separación de las cuentas personales y del negocio. También explicaremos de forma sencilla los estados financieros básicos y algunos de los errores que pueden afectar la estabilidad de un negocio. Los participantes conocerán qué información suelen revisar los prestamistas y cómo prepararse mejor antes de solicitar financiamiento. El objetivo es brindar herramientas prácticas que les ayuden a tomar mejores decisiones financieras.

Gustavo Santoyo T. es asesor de desarrollo empresarial en el Nevada Small Business Development Center, ubicado en UNLV Black Fire Innovation. Trabaja directamente con emprendedores y propietarios de pequeños negocios, apoyándolos con planificación empresarial, preparación financiera y acceso a capital. Su enfoque consiste en explicar temas financieros y empresariales de una manera práctica, clara y accesible, especialmente para la comunidad hispana.

During this workshop, participants will learn the financial fundamentals needed to start and manage a business responsibly. We will discuss the connection between personal and business finances, the importance of credit, and why personal and business accounts should be kept separate. We will also explain basic financial statements and some of the common mistakes that can affect a business’s financial stability. Participants will learn what lenders generally review and how to better prepare before applying for financing. The goal is to provide practical tools that can help entrepreneurs make better financial decisions.

Gustavo Santoyo T. is a Business Development Advisor with the Nevada Small Business Development Center at UNLV Black Fire Innovation. He works directly with entrepreneurs and small business owners, assisting them with business planning, financial preparation, and access to capital. His approach is focused on explaining financial and business topics in a practical, clear, and accessible way, especially for the Hispanic community.

Funded in part through a Cooperative Agreement with the U.S. Small Business
Administration. All opinions, conclusions, and/or recommendations expressed herein
are those of the author(s) and do not necessarily reflect the views of the SBA.
Reasonable accommodations for persons with disabilities will be made if requested at
least two weeks in advance. SBDC services are provided in a nondiscriminatory way
to all legal residents and citizens in the United States. This training event is supported
by federal taxpayer funds. By registering, I certify that I am legally authorized to
receive services funded by U.S. taxpayer dollars, in accordance with applicable
federal law and Executive Order 14218 ‘Ending Taxpayer Subsidization of Open
Borders’ (February 19, 2025)